Question: When an agent or advisor recommends that a policyowner consider replacing a life insurance policy, what should be the main consideration in the decision to

When an agent or advisor recommends that a policyowner consider replacing a life insurance policy, what should be the main consideration in the decision to make the recommendation? a. the insured's age b. whether the policyowner will benefit from the replacement c. cost of new premium versus cost of old premium d. cash value build-up

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