Question: When an insured specifically requests a certain kind of coverage when applying for insurance and is not told it is not available, that coverage likely

When an insured specifically requests a certain kind of coverage when applying for insurance and is not told it is not available, that coverage likely exists, even if the policy wording states otherwise, because the agent implied such coverage at the time of sale, and the insurer cannot deny it. Which of the following best explains this situation?
Group of answer choices
Estoppel
Duress
Escheat
Waiver
Escrow

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