When are people enrolled with a default KiwiSaver provider? When an eligible employee does not select their own scheme and their employer has not chosen a preferred KiwiSaver provider. When people are self-employed and ineligible to enrol with other KiwiSaver providers. When an employee is ineligible to join its employer's KiwiSaver scheme. When people first become eligible to enroll in KiwiSaver, Inland Revenue automatically enrolls them in a default scheme