When completing an application form for individual disability insurance Micher reports that he still goes gliding occasionally as a recreational activity. Michel enjoys excellent bealth and wishes to acquire insurance to replace 70% of his income in case of disability. He is aware that this activity is dangerous and could classify him as a non-standard risk Wat impact could the practice of this activity have on the policy that he wants to boy? O2) NO No impact since he is in excellent health. Oo impose a deductible an claims under the policy. Od Impose an exclusion in the policy. o impose a limitation in the policy