- When considering spending on housing needs, if a person is heavily immersed in credit card debt,

Group of answer choices

. it would be a good idea to save money by cutting housing expenditures and paying down debt first.

. they should continue to borrow against credit cards to maintain a roof over their head.

. housing needs should be an independent decision.

. they should first satisfy housing needs and then focus on paying down credit card debt.

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- When analyzing excess spending, it is recommended that you

Group of answer choices

. ignore the small dollar item purchases.

. look carefully at frequent small purchases that are easy to overlook.

. only focus on the large purchases.

. ignore the large dollar item purchases.