When equal payments are made at fixed intervals for a specified number of periods, you can treat them as an annuity / Purpentuity / or complex cash flows.

You are planning to put $3,000 in the bank at the end of each year for the next five years in hopes that you will have enough money for a trip around the world. If you are investing at an annual interest rate of 6%, how much money will you have at the end of five yearsrounded to the nearest whole dollar?

$20,293

$13,529

$16,911

$17,926

Youve decided to deposit your money in the bank at the beginning of the year instead of the end of the year, but now you are making payments of $3,000 at an annual interest rate of 6%. How much money will you have available at the end of five yearsrounded to the nearest whole dollar?

$17,926

$16,911

$12,548

$25,096

I can't seem to get the correct answer on my financial calulator. Please show steps and inputs.