When equal payments are made at fixed intervals for a specified number of periods, you will treat them as _________________. You are planning to put $3, 250 in the bank at the end of each year for the next eight years in hopes that you will have enough money for a new car. If you are investing at an annual interest rate of 9%, you'll have accumulated ________________ at the end of eight years. You decided to deposit your money in the bank at the beginning of the year instead of the end of the same year, but now you are making payments of $2, 750 at an annual interest rate of 5%. How much money will you have available at the end of six years? $19, 641 $14, 961 $15, 304 $16, 070