When I think about longevity and the process of securing my money, some of the strategies that I could use is investing in a life insurance plan. My life insurance plan would be put in place for me and my children and spouse. To be able to afford a good insurance plan I would have to live a low-risk life, not get many or any speeding tickets at all, and be sure not to engage in unhealthy habits like smoking and excessive drinking. Even though I have termlife insurance set up through my job I still need another policy outside of that to better secure my family's wellbeing just in case of tragedy. Insurance plays a key role in many aspects of our lives. If we experience perils, hazards, or tragedy insurance will cover our misfortune. If I had to choose between only being able to afford 1 or 2 types of insurance, life and health insurance would be a priority. My reason for choosing these is because I do not own a home just yet so I do not need homeowners' insurance and if I get sick tomorrow and I must stay in the hospital, I will be covered and as I stated above, in case of a tragedy my children would be able to live sufficient after I am gone