When is a listing agent not subject to the Fair Housing Act The agent is listing his her own home for sale A real estate licensee is always subject to the provisions of the Fair Housing Act The listing is an owner occupied single family home and no discriminatory advertising is used to market the property The listing is a fourplex with all of the units occupied under long term leases 2 Reasonable occupancy is usually defined as two persons per bedroom, plus one three persons per bedroom, plus one additional person two persons per room three persons per bedroom 3 Which classification is NOT protected under federal fair housing law National origin Religion Community status Familial status 4 Which act was the first to prohibit discrimination against persons with disabilities in programs that receive federal financial assistance Fair Housing Act of 1968 Title II of the Americans with Disabilities Act of 1990 (ADA) Section 504 of the Rehabilitation Act of 1973 Fair Housing Amendments of 1988 5 Tom bought a four plex and is going to live in one of the units with his family Tom will screen potential tenants for the other three units carefully to try to find the most desirable and safest neighbors for his family Tom is not obliged to follow either state or federal fair housing laws because screening his tenants allows him to protect his family subject to both state and federal fair housing laws when screening prospective tenants exempt from state fair housing laws because he has an exemption under federal fair housing law exempt under federal fair housing law, but must check state fair housing law to see what his legal position is under local state law 6 Which of the following is a protected class of person under federal fair housing laws Personal appearance Military status Religion Those with criminal records 7 Title VIII of the Civil Rights Act of 1968 applies to the sale of privately owned single family residences for sale by owner all single family residences all privately owned single family residences privately owned single family residences listed with a broker 8 An agent is committing an act of discriminatory advertising by doing which of the following Advertising a property as available to individuals of a particular race Telling a prospective seller that now would be a good time to put a property on the market Telling prospective buyers about the positive and negative aspects of a certain neighborhood Telling a prospective buyer that the agent is too busy to show the buyer properties personally on a given day 9 Having what displayed improves the position of a brokerage or rental agency to defend itself in the event of a fair housing lawsuit VAMA agreement ECOA summary HUD's Fair Housing poster List of fair housing protected classes 10 A buyer agent is reviewing properties with a pre approved Caucasian couple The couple asks about housing availability in the Northbrook neighborhood The agent replies, I don't think you want to live in Northbrook You would definitely be in the minority there What discriminatory practice did the agent engage in Steering Blockbusting Redlining Advertising 11 Which of the following situations would NOT be a violation of fair housing law Showing only houses in high income neighborhoods, regardless of the ethnic makeup of the neighborhood Refusing to rent to a blind person with a seeing eye dog because of a no pets policy To lower the appraisal value of a house because it is next to a large Muslim mosque Denying a mortgage loan to a single, Hispanic mother of three children because she has a poor credit rating 12 Familial status protection applies to Families with children under 18 living with their parents A pregnant woman Children under the age of 18 living with legal custodians A and C only A, B, and C B only C only 13 It is illegal to deny housing to families with children under the age of 18 or pregnant women, with one exception What is this one exception Housing for older persons (under HOPA) Housing for disabled persons Housing for recovering addicts Housing for single persons only 14 A broker signs a listing agreement to sell a home for $400,000 An immigrant couple are interested in the house and ask the agent the price The agent states the price as $420,000 According to the fair housing laws, such an action is illegal, because the agent violated the listing agreement legal, because the increased price does not necessarily exclude the couple legal, because the quoted price increase did not exceed 10 of the listing price illegal, because the agent changed the terms of the sale to discourage this particular couple 15 George Scott hires Shannon Lang to sell his house, with the condition that he will not be the first one in the neighborhood to sell to members of a certain ethnic group What should Shannon do about this condition Note the condition on the listing agreement and have Scott initial it Inform Scott that the condition is illegal and that she cannot comply with it Tell Scott that she will try to discourage members of that group from looking at the property, but that she cannot control cooperating brokers Pretend that she did not hear the condition and proceed to market the property to all groups 16 The classes protected against discrimination by the Fair Housing Act of 1968 are race only race, color, religion, and national origin age and sex only religion and sex only 17 The main purpose of federal fair housing laws is to prohibit agents from dealing unfairly with clients and customers ensure all Americans a fair chance to own a home prohibit discrimination in housing transactions ensure that housing transactions are negotiated fairly 18 If a disabled tenant wishes to install a low wall switch to operate a ceiling fan in the bedroom of the property they are renting, who pays the expense The tenant, if the cost is under $500 The tenant, regardless of the cost The owner The tenant, if the cost is over $500 19 Which of the following disabilities would be protected by anti discrimination laws Overwhelming urge to steal Illegal drug addiction Chemical fragrance sensitivity Compulsive gambling 20 It is illegal to discriminate in selling a house based on race, color, religion, or national origin This is provided for through Executive Order 11063 the Fair Housing Amendments Act of 1988 the Civil Rights Act of 1866 the Civil Rights Act of 1968 21 Cecily Longstreet believes a real estate agent has kept her from seeing a certain property for rent because she is a woman What actions should she take if she wants legal satisfaction for her complaint File a complaint with HUD and or file suit against the offending parties in a state or federal court within the prescribed time period Wait two years and then file a civil suit in federal court File charges of illegal discrimination with the police department that has jurisdiction over the local area Sue HUD for damages under the Civil rights Act of 1866 22 Federal fair housing laws are administered by HUD RESPA ECOA FHA 23 Which of the following is a protected class under federal fair housing laws Military status Familial status Political affiliation Economic status 24 According to general occupancy standards, how many people could reasonably occupy a four bedroom house 8 people 9 people 11 people 14 people 25 Which of the following actions is allowed under federal fair housing laws The owner of four rental houses advertises one of the properties for rent to married couples, no children, no pets A broker, following the instructions of the seller, advertises the property as for sale to Christian families only A home seller, acting without a broker, places a for sale mature, single men only sign in front of the house The owner of a duplex who resides in one of the units refuses to rent the other unit to a non Christian 26 Which form of discrimination excludes any kind of exceptions Sex Age Race Religion 27 Which law was the first to prohibit discrimination based on race Fair Housing Act of 1968 Section 504 of the Rehabilitation Act of 1973 Civil Rights Act of 1866 Housing and Community Development Act of 1974 28 Which situation is exempt from federal fair housing laws A private hunting club that restricts the rental of its mountain cabins to only members of the club A religious organization who owns community housing for its members that prohibits people from Iraq from joining their congregation A home owner trying to sell one of her five single family houses as a For Sale By Owner, and who advertises the house in the local newspaper classified ads, on television, and with signs around the neighborhood A landlord living 5 miles away from the 2 unit duplex she owns, and who receives a rental application from a blind applicant who owns a guide dog 29 Discrimination based on race is not prohibited when the seller is a Private property owner Both private property and bank owned property are exempt from all federal fair housing laws a Privately owned bank Regardless of who the seller is, all discrimination based on race is prohibited no exceptions 30 Which of the following is an example of blockbusting An agent shows a minority home buyer properties located in a neighborhood where there are no other minority homeowners An agent persuades a minority home buyer to avoid looking in a neighborhood where there are no minority homeowners An agent persuades a minority home buyer to buy a property located in an area where most of the homeowners belong to minority groups An agent persuades a family to put their house on the market because ethnic minority families are beginning to move into the neighborhood 31 Which of the following laws or rulings extended housing discrimination to include disability and family status Executive Order 11063 Jones v Mayer the Fair Housing Amendments Act of 1988 the Civil Rights Act of 1968 32 Which of the following is NOT addressed in the Americans with Disabilities Act of 1990 (ADA) Residential housing Commercial facilities Public accommodations Employment 33 Why should a real estate licensee become familiar with the local fair housing laws in addition to the federal fair housing laws Not all federal laws apply everywhere Many city laws match the federal laws The application of federal laws varies from city to city Some cities have added additional protections 34 An agent informs numerous families in a neighborhood that several minority families are planning to move into the immediate area, and that the trend could have adverse effects on property values This activity is negligent misrepresentation legal but unprofessional redlining discriminatory misrepresentation blockbusting 35 The practice of redlining is specifically prohibited by The Civil Rights Act of 1866 The Real Estate Settlement Procedures Act The Home Mortgage Disclosure Act The Americans with Disabilities Act 36 A minority family would like to buy a home in a certain price range The agent shows the family all available properties in a neighborhood of families with similar backgrounds The agent did not mention a number of homes in the family's price range in other neighborhoods This agent could be liable for providing unequal services blockbusting steering nothing his services were legal and acceptable

Question

When is a listing agent not subject to the Fair Housing Act  The agent is listing his her own home for sale A real estate licensee is always subject to the provisions of the Fair Housing Act The listing is an owner occupied single family home and no discriminatory advertising is used to market the property The listing is a fourplex with all of the units occupied under long term leases 2  Reasonable occupancy is usually defined as two persons per bedroom, plus one  three persons per bedroom, plus one additional person  two persons per room  three persons per bedroom  3  Which classification is NOT protected under federal fair housing law  National origin Religion Community status Familial status 4  Which act was the first to prohibit discrimination against persons with disabilities in programs that receive federal financial assistance  Fair Housing Act of 1968 Title II of the Americans with Disabilities Act of 1990 (ADA) Section 504 of the Rehabilitation Act of 1973 Fair Housing Amendments of 1988 5  Tom bought a four plex and is going to live in one of the units with his family  Tom will screen potential tenants for the other three units carefully to try to find the most desirable and safest neighbors for his family  Tom is  not obliged to follow either state or federal fair housing laws because screening his tenants allows him to protect his family  subject to both state and federal fair housing laws when screening prospective tenants  exempt from state fair housing laws because he has an exemption under federal fair housing law  exempt under federal fair housing law, but must check state fair housing law to see what his legal position is under local state law  6  Which of the following is a protected class of person under federal fair housing laws  Personal appearance Military status Religion Those with criminal records 7  Title VIII of the Civil Rights Act of 1968 applies to the sale of privately owned single family residences for sale by owner  all single family residences  all privately owned single family residences  privately owned single family residences listed with a broker  8  An agent is committing an act of discriminatory advertising by doing which of the following  Advertising a property as available to individuals of a particular race  Telling a prospective seller that now would be a good time to put a property on the market  Telling prospective buyers about the positive and negative aspects of a certain neighborhood  Telling a prospective buyer that the agent is too busy to show the buyer properties personally on a given day  9  Having what displayed improves the position of a brokerage or rental agency to defend itself in the event of a fair housing lawsuit  VAMA agreement ECOA summary HUD's Fair Housing poster List of fair housing protected classes 10  A buyer agent is reviewing properties with a pre approved Caucasian couple  The couple asks about housing availability in the  Northbrook  neighborhood  The agent replies,  I don't think you want to live in Northbrook  You would definitely be in the minority there   What discriminatory practice did the agent engage in  Steering Blockbusting Redlining Advertising 11  Which of the following situations would NOT be a violation of fair housing law  Showing only houses in high income neighborhoods, regardless of the ethnic makeup of the neighborhood  Refusing to rent to a blind person with a seeing eye dog because of a  no pets  policy  To lower the appraisal value of a house because it is next to a large Muslim mosque  Denying a mortgage loan to a single, Hispanic mother of three children because she has a poor credit rating  12  Familial status protection applies to  Families with children under 18 living with their parents A pregnant woman Children under the age of 18 living with legal custodians A and C only A, B, and C B only C only 13  It is illegal to deny housing to families with children under the age of 18 or pregnant women, with one exception  What is this one exception  Housing for older persons (under HOPA) Housing for disabled persons Housing for recovering addicts Housing for single persons only 14  A broker signs a listing agreement to sell a home for $400,000  An immigrant couple are interested in the house and ask the agent the price  The agent states the price as $420,000  According to the fair housing laws, such an action is illegal, because the agent violated the listing agreement  legal, because the increased price does not necessarily exclude the couple  legal, because the quoted price increase did not exceed 10  of the listing price  illegal, because the agent changed the terms of the sale to discourage this particular couple  15  George Scott hires Shannon Lang to sell his house, with the condition that he will not be the first one in the neighborhood to sell to members of a certain ethnic group  What should Shannon do about this condition  Note the condition on the listing agreement and have Scott initial it  Inform Scott that the condition is illegal and that she cannot comply with it  Tell Scott that she will try to discourage members of that group from looking at the property, but that she cannot control cooperating brokers  Pretend that she did not hear the condition and proceed to market the property to all groups  16  The classes protected against discrimination by the Fair Housing Act of 1968 are race only  race, color, religion, and national origin  age and sex only  religion and sex only  17  The main purpose of federal fair housing laws is to prohibit agents from dealing unfairly with clients and customers  ensure all Americans a fair chance to own a home  prohibit discrimination in housing transactions  ensure that housing transactions are negotiated fairly  18  If a disabled tenant wishes to install a low wall switch to operate a ceiling fan in the bedroom of the property they are renting, who pays the expense  The tenant, if the cost is under $500  The tenant, regardless of the cost  The owner  The tenant, if the cost is over $500  19  Which of the following disabilities would be protected by anti discrimination laws  Overwhelming urge to steal Illegal drug addiction Chemical fragrance sensitivity Compulsive gambling 20  It is illegal to discriminate in selling a house based on race, color, religion, or national origin  This is provided for through Executive Order 11063  the Fair Housing Amendments Act of 1988  the Civil Rights Act of 1866  the Civil Rights Act of 1968  21  Cecily Longstreet believes a real estate agent has kept her from seeing a certain property for rent because she is a woman  What actions should she take if she wants legal satisfaction for her complaint  File a complaint with HUD and or file suit against the offending parties in a state or federal court within the prescribed time period  Wait two years and then file a civil suit in federal court  File charges of illegal discrimination with the police department that has jurisdiction over the local area  Sue HUD for damages under the Civil rights Act of 1866  22  Federal fair housing laws are administered by              HUD RESPA ECOA FHA 23  Which of the following is a protected class under federal fair housing laws  Military status Familial status Political affiliation Economic status 24  According to general occupancy standards, how many people could reasonably occupy a four bedroom house  8 people 9 people 11 people 14 people 25  Which of the following actions is allowed under federal fair housing laws  The owner of four rental houses advertises one of the properties for rent to married couples, no children, no pets  A broker, following the instructions of the seller, advertises the property as for sale to Christian families only  A home seller, acting without a broker, places a  for sale   mature, single men only  sign in front of the house  The owner of a duplex who resides in one of the units refuses to rent the other unit to a non Christian  26  Which form of discrimination excludes any kind of exceptions  Sex Age Race Religion 27  Which law was the first to prohibit discrimination based on race   Fair Housing Act of 1968 Section 504 of the Rehabilitation Act of 1973 Civil Rights Act of 1866 Housing and Community Development Act of 1974 28  Which situation is exempt from federal fair housing laws  A private hunting club that restricts the rental of its mountain cabins to only members of the club  A religious organization who owns community housing for its members that prohibits people from Iraq from joining their congregation  A home owner trying to sell one of her five single family houses as a For Sale By Owner, and who advertises the house in the local newspaper classified ads, on television, and with signs around the neighborhood A landlord living 5 miles away from the 2 unit duplex she owns, and who receives a rental application from a blind applicant who owns a guide dog  29  Discrimination based on race is not prohibited when the seller is a Private property owner  Both private property and bank owned property are exempt from all federal fair housing laws a Privately owned bank  Regardless of who the seller is, all discrimination based on race is prohibited   no exceptions 30  Which of the following is an example of blockbusting  An agent shows a minority home buyer properties located in a neighborhood where there are no other minority homeowners  An agent persuades a minority home buyer to avoid looking in a neighborhood where there are no minority homeowners  An agent persuades a minority home buyer to buy a property located in an area where most of the homeowners belong to minority groups  An agent persuades a family to put their house on the market because ethnic minority families are beginning to move into the neighborhood  31  Which of the following laws or rulings extended housing discrimination to include disability and family status  Executive Order 11063 Jones v Mayer the Fair Housing Amendments Act of 1988 the Civil Rights Act of 1968 32  Which of the following is NOT addressed in the Americans with Disabilities Act of 1990 (ADA)  Residential housing Commercial facilities Public accommodations Employment 33  Why should a real estate licensee become familiar with the local fair housing laws in addition to the federal fair housing laws  Not all federal laws apply everywhere Many city laws match the federal laws The application of federal laws varies from city to city Some cities have added additional protections 34  An agent informs numerous families in a neighborhood that several minority families are planning to move into the immediate area, and that the trend could have adverse effects on property values  This activity is negligent misrepresentation  legal but unprofessional redlining  discriminatory misrepresentation  blockbusting  35  The practice of redlining is specifically prohibited by The Civil Rights Act of 1866  The Real Estate Settlement Procedures Act  The Home Mortgage Disclosure Act  The Americans with Disabilities Act  36  A minority family would like to buy a home in a certain price range  The agent shows the family all available properties in a neighborhood of families with similar backgrounds  The agent did not mention a number of homes in the family's price range in other neighborhoods  This agent could be liable for providing unequal services  blockbusting  steering  nothing  his services were legal and acceptable

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Question: . When is a listing agent not subject to the Fair Housing Act? The agent is listing his/her own home for sale A real estate

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