When meeting a prospective client for the first time, a financial planner should:

A. Establish the circumstances, lifestyle goals, financial goals and objectives of the client. The financial planner should also collect qualitative and quantitative information from the client.

B. Offer recommendations that can address the financial needs of the client by presenting a copy of a financial plan to the client.

C.Inform the client which services they can offer, disclose all the necessary FAIS disclosures, establish whether the needs of the client can be met and define the scope of engagement.

D.Assess the client's objectives, needs and priorities, such as debt management, their tax situation, health benefits etc.