When someone visits Progressive$$s website to receive a quote on auto insurance, they are required to enter their name and address, including their zip code. A consumer in Iowa requesting a quote will see the lowest level of bodily injury liability coverage they can select is $$20,000,$ which is Iowa$$s minimum coverage requirement. A consumer in Ohio will see the lowest amount of bodily injury liability coverage they can select is $$25,000$Ohio$$s minimum coverage requirement. Progressive$$s website showing the state minimum requirements is a reflection of which of the following?

Social factors

Economic factors

Political and legal factors

Technological factors