Question: Where the initial hypothesis indicates that credit risk is acceptable and the IADM process and Loan Decision Matrix confirm this view, what factor could change

Where the initial hypothesis indicates that credit risk is acceptable and the IADM process and Loan Decision Matrix confirm this view, what factor could change your credit decision?

Your submission to loan committee is delayed due to a scheduling conflict.

Your organization cannot provide the loan structure that matches the borrower's needs.

The profitability of the loan exceeds your organization's threshold.

Where the initial hypothesis indicates that

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