Question: Which entity in a credit card processing workflow initiates the authorization process by sending the details of the transaction to the payment processor through the

Which entity in a credit card processing workflow initiates the authorization process by sending the details of the transaction to the payment processor through the payment gateway?
1.
In a credit card processing workflow: The merchant initiates the authorization process by sending the details of the transaction to the payment processor through the payment gateway.
2.
In a credit card processing workflow: The card network (Visa, MasterCard, etc.) initiates the authorization process by sending the details of the transaction to the payment processor through the payment gateway.
3.
In a credit card processing workflow: The cardholder initiates the authorization process by sending the details of the transaction to the payment processor through the payment gateway.
4.
In a credit card processing workflow: The issuing bank initiates the authorization process by sending the details of the transaction to the payment processor through the payment gateway.

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