Which entity regulates deceptive or unfair trade practices?

a$.$ FDA

b$.$ Federal Trade Commission

c$.$ Insurance Regulatory Examiners Society

d$.$ International Insurance Council

As head underwriter for the Upton Insurance Company, you've recently received notice that filed with the state insurance department have been disapproved. What can you do$?$

a$.$ You must accept the state's decision.

b$.$ You can use the rates you filed since the state's approval or disapproval is advisory.

c$.$ You can appeal the ruling through the court system.

d$.$ You can use the rates by paying a special tax on them.