Question: Which example below would it be considered timely notice for someone to notify their bank of a stolen or lost debit card? Group of answer

Which example below would it be considered timely notice for someone to notify their bank of a stolen or lost debit card?
Group of answer choices
Bobs wallet, containing his debit card, was stolen on Monday and he reported it to his bank on Tuesday.
Mary lost her debit card on Wednesday but had to leave on vacation the next day and therefore notified her bank immediately upon return from her trip the following Wednesday.
Joe lost his wallet with his debit card on Tuesday and left a message on his banks answering service on Friday about his loss.
Toms debit card went missing on his 50th birthday and he realized it on his 51st birthday and immediately reported it then.

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