Question: Which is true in comparing universal life ( UL ) insurance and whole life ( WL ) insurance? With WL the cash value is not

Which is true in comparing universal life (UL) insurance and whole life (WL) insurance?
With WL the cash value is not guaranteed.
With WL the premiums are flexible.
With UL the premiums are flexible.
With WL the policyholder controls the investment choice.
Which is true in comparing universal life (UL) insurance and whole

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