Question: Which item is a common example of a necessary term ( nonnegotiable ) in a customer - bank negotiation? Loan support issues Timing of payments

Which item is a common example of a necessary term (nonnegotiable) in a customer-bank negotiation?
Loan support issues
Timing of payments
Type of interest rate
Loan approval authority
 Which item is a common example of a necessary term (nonnegotiable)

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