Which of the following constitutes a multifactor authentication process or procedure?

Question $24$Answer

a$.$

Presenting a voice sample and fingerprint to access a secure facility

b$.$

Using a password and personal identification number $($PIN$)$ to log into a website

c$.$

Displaying a birth certificate and a credit card

d$.$

Using an automated teller machine $($ATM$)$ to get cash with your credit or debit card

e$.$

Using a password and answering security questions