Which of the following scenarios would result in a decrease in a bank's capltal ratio? Check all that apply. A benk purchased $1 million worth of stocks one year ago and sells them for $1 million today. A bank begins backing several different types of loans and investments that it had not backed in the past, such as mortgage-backed securities, car loans, and real estate development loans. A benk that has been performing strongly engages in a secondary stock offering in an attempt to raise $1 milion. A bank purchased $1 miltion worth of stocks one year ago and sells them for $2 million today but doesn't distribute the earnings as dividends to its shareholders. Basel I According to the Basel I framework, which of the following assets would be given the lowest risk weighting? Commercial mortgage loans Mortgage-backed securities Automobile loans Cash Basel II Which of the following was done under Basel II guidelines? Revisions were made recommending that banks maintain a capital conservation buffer of at least 2.5 percent of their risk-weighted assets. Revislons were made to the type of analysis banks should do based on the potential of negative economic scenarios. Revisions were made to what assets bonks could invest in. Banks' capital ratio requirements began to factor in operational risk. Basel III Which of the following was done under Basel III guidelines? Revisions were made recommending a more rigorous process for identifying risk-weighted assets. Banks' capital ratio requirements began to factor into operational risk. Revisions were made to the way banks could acquire risky assets. Revisions were made to what assets banks could invest in