Which plan should Erica pick she does not have any medical conditions we know of. How would I show the cost of each decision using numbers

Erica just started a new job and one of her first tasks is to sign up for health insurance. It's your job to help Erica choose the best policy for her. Option 1: HDHP w/ HSA (High Deductible Health Plan) w/ Health Savings Account Monthly Cost: $68.00 Company Contribution to HSA (annually): $500,00 Deductible: $1,350 (until deductible is met out of pocket - 100%. After deductible 80/20 split) [80% insurance/20% employee] Out of Pocket Max (per year): $3,000 (once Out of Pocket max is met all claims are paid 100%% by insurance) Rx Plan: payments made for prescriptions count towards the deductible and Out of Pocket Max Option 2: PPO Monthly Cost: $137.50 Company Contribution to HSA (annually): 0 (no HSA offered) Deductible: $600.00 [80% insurance/20% employee] Out of Pocket Max (per year): $2,200 (once Out of Pocket max is met all claims are paid 100% by insurance] Rx Plan: payments made for prescriptions do NOT count towards the deductible and Out of Pocket Max . Well woman and annual physicals are paid 100% by both plans