Question: Which scenario below would represent a withdrawal rate expectation that is reasonably sustainable in a low interest rate environment? A) John has just retired with

Which scenario below would represent a withdrawal rate expectation that is reasonably sustainable in a low interest rate environment?

A) John has just retired with a windfall of $2,000,000. He has planned his retirement lifestyle to include $10,000 of monthly income from his investments.

B) Elizabeth is a single primary care physician. She has $1.5 million in retirement assets. She is planning on retiring next May with $5,000 of monthly income to supplement her Social Security.

C) Rose is a widow with $127,000 in her retirement account. She is 74 years old. She plans to withdraw $7,000 annually to offset her Social Security income and to pay her property taxes.

D) Steve has been retired for two years. He was the director of a municipality and he has $453,000 of investments. He plans to withdraw $2,850 per month to supplement his Social Security and his pension because he plans to golf a lot and enjoy using his sailboat.

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