Question: Which sentence is properly punctuated, a or b ? ( not case sensitive ) a Many small stockholders invested in stocks when the markets were

Which sentence is properly punctuated, a or b?(not case sensitive)
a Many small stockholders invested in stocks when the markets were riding high then they lost a lot of money after the markets declined.
b Many small stockholders invested in stocks when the markets were riding high; then they lost a lot of money after the markets declined.
Which sentence is properly punctuated, a or b?(not case sensitive) a

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