Which statement accurately describes the IMF's ability to enforce the economic policies a country should adopt in exchange for loans?

The IMF cannot force countries to adopt the policies required to correct economic mismanagement.

The IMF issues economic policies one year in advance of the loan in order for them to be put into place.

The IMF will not follow through with a loan until new economic policies are adopted.

The IMF does not imply that a country should change economic policies in order to receive a loan.