Which statement below is INCORRECT regarding the type of term insurance that fits

best with the applicant's needs?

A$.$ Applicants wishing to pay off a mortgage should they suffer a premature

death might buy a decreasing term plan.

B$.$ Applicants who may require a larger death benefit in the future should buy

convertible term insurance.

C$.$ Employers looking to provide cost effective group life insurance for their

employees may choose annual renewable term.

D$.$ Applicants concerned with the increasing cost of living should purchase

increasing term.