Which statement below is TRUE if a bank has deposit insurance? Select one: Charging the same deposit insurance premium on all banks increases the problem of moral hazard involved in decision-making by bank managers Deposit insurance may discourage bank managers to take excessive risks O b. O c. All deposits, irrespective of their amounts, are protected by a typical deposit insurance policy None of the other options is correct In the event of a bank run, deposit insurance policies pay claims to by depositors based on first come, first served' basis O d. Oe.

Which statement below is TRUE if a bank has deposit insurance? Select one: a. Charging the same deposit insurance premium on all banks increases the problem of moral hazard involved in decision-making by bank managers b. Deposit insurance may discourage bank managers to take excessive risks c. All deposits, irrespective of their amounts, are protected by a typical deposit insurance policy d. None of the other options is correct e. In the event of a bank run, deposit insurance policies pay claims to by depositors based on ' first come, first served' basis