Question: Which statement is correct concerning loan pricing? It is acceptable to consider outside factors, such as the overall value of the customer relationship, when setting

Which statement is correct concerning loan pricing?
It is acceptable to consider outside factors, such as the overall value of the customer relationship, when setting loan pricing.
The cost of monitoring a loan should be recovered through the customers normal bank charges rather than via an enhanced interest rate.
Loan-pricing decisions should be based on your organisations guidelines as applied to each loan, without consideration of the borrowers overall relationship.

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