Which statement is true about commercial mortgages? Please mark all that apply (6 Points)

A) More money is invested in commercial mortgages than in residential mortgages.

B )Commercial mortgages are less risky and generally more conservative than residential mortgages.

C) Commercial mortgages are also issued without any real estate as collateral.

D) Commercial mortgages tend to mature earlier than residential mortgages.

E) Commercial mortgages are generally issued directly by the federal government.