which statement$($s$)$ demonstrate the difference between mitigation cost and contingency using the example of car insurance $?$

A$.$ Mitigation cost is like a insurance premium $,$ it reduces the impact of a risk event

B$.$ Contingency is the reserve put aside to cover the deductible if the risk does occur

C$.$ Mitigation cost $,$ like an insurance premium $,$ will be incurred $,$ contingency may or may not be used depending on whether the risk even occurs $.$

D$.$ All the above

E$.$ A&B