While preparing a risk map, risks like earthquake, tornado, mold exposure, and terrorism would usually:

While preparing a risk map, risks like earthquake, tornado, mold exposure, and terrorism would usually:

be excluded because they usually cannot be insured and have to be retained

fall into the low$-$frequency$/$hgh severity quadrant

fall into the high$-$frequency$/$high severity quadrant

fall into the low$-$frequency$/$low$-$severity quadrant

fall into the high$-$frequency$/$low$-$severity quadrant