White Mountain Banking is evaluating a 1-year project that would involve an initial investment in equipment of 28,900 dollars and an expected cash flow of 31,100 dollars in 1 year. The project has a cost of capital of 7.06 percent and an internal rate of return of 7.61 percent. If White Mountain Banking were to use 28,900 dollars in cash from its bank account to purchase the equipment, the net present value of the project would be 150 dollars. However, White Mountain Banking has no cash in its bank account, so using money from its account is not possible. Therefore, the firm would need to borrow money to raise the 28,900 dollars. If White Mountain Banking were to borrow money to raise the 28,900 dollars, the interest rate on the loan would be 5.62 percent. White Mountain Banking would receive 28,900 dollars from the bank at the start of the project and would pay 30,524 dollars to the bank in 1 year. What is the NPV of the project if White Mountain Banking borrows 28,900 to pay for the project?