Question: Why do you think the concept known as time value of money (TVM) plays such a critical role in finance, business and development of societies?

Why do you think the concept known as time value of money (TVM) plays such a critical role in finance, business and development of societies? Logically support your allegations with at least 10/ten verifiable, numerical, real life examples, drown from finance, business and development of societies.

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What does this public think about this issue?

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What benefits can you offer this public?

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How free does this public see itself to act on this issue?