Question: Why does a commercial general liability policy exclude coverage for use of an automobile? Not all businesses have exposure to auto losses. It is not

Why does a commercial general liability policy exclude coverage for use of an automobile?
Not all businesses have exposure to auto losses.
It is not possible to adequately rate for auto exposure.
Auto losses can be catastrophic, resulting in large jury verdicts.
Most businesses successfully apply risk control techniques to avoid auto losses.
Why does a commercial general liability policy exclude coverage for use

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