Why does the Uniform Commercial Code $($UCC$)$ state that in order to qualify as a holder in due course, a person must take a negotiable instrument before he has notice that it is either overdue or has been dishonored?

Question $17$ options:

Because as defined by the UCC, a negotiable instrument cannot $($by its terms$)$ be overdue

Because one should perform obligations when they are due

Because as defined by the UCC, a negotiable instrument cannot $($by law$)$ be dishonored

Because violation of this standard would mean that the holder has not paid consideration $($i$.$e$.,$ value$)$ for the instrument