Why is it important to be familiar with what types of care are covered by health insurance plans as well as who is covered and when there is coverage? Check all that apply. To avoid buying coverage so unlikely to be used that it's not worth the cost To make cost-effective treatment decisions To obtain the best coverage for the lowest cost To minimize the chances of unpleasant surprises, particularly regarding gaps in or lack of coverage Match the types of provisions on the left with the descriptions on the right. Read each description carefully, and select the letter of the description in the Answer column next to the correct provision. These are not necessarily complete definitions, but there is only one possible answer for each type of provision. Provision Answer Description Dental and vision services A. Typical health care plan B. Co-payment C. Medicaid D. A government health care program for low-income people funded jointly by the federal and state governments. A variation of a deductible that requires you to pay a specific dollar amount each time you use your benefits for a specific covered expense item. Usual period of plan coverage is 1 year Covered under the required 10 essential services of the AMA Generally consists of parents and dependent children Coverage for hospitalization, surgery, physicians, prescription drugs, diagnostic tests Outlines group health insurance benefits Allows young adults to remain under their parent's health care coverage until they are 26 years old Affordable Health Care Act E. A family F. January 1 to December 31 G. Certificate of insurance H