Why is the so$-$called $$maturity mismatch$$ important to banking?

Group of answer choices

Because solvent banks might become insolvent due to losses on long$-$term assets, resulting in bankruptcy.

Because solvent banks might become illiquid due to the long$-$term maturity on assets, resulting in panics or bank runs.

Because solvent banks might become overleveraged due to moral hazard.

Because solvent banks might become overleveraged due to the higher volatility of short$-$term liabilities.

Because solvent banks might take on excess risk due to moral hazard, necessitating bailouts.