Question: Why might it not be optimal for Kofi to continue maximizing his group RRSP ( DC ) contributions? The couple have more than sufficient retirement

Why might it not be optimal for Kofi to continue maximizing his group RRSP (DC) contributions?
The couple have more than sufficient retirement assets at lower rates of contribution.
Large RRSP balances are not tax efficient estate assets for financially independent adult children.
The couple's cashflow is constrained due to savings required for other goals.
A & B.
All of the above.

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