Why would securitization make renegotiating a loan more$$ difficult?$$

A$.$

The cost of negotiation with every investor holding the security may be prohibitively costly$.$

B$.$

Each investor holding the security may not agree to the terms of the renegotiation.

C$.$

The cost of information gathering for each investor holding the security may be prohibitively costly$.$

D$.$

The closing costs for several smaller loans may be prohibitively costly to the home buyer.