Question: Why would the requested loan amount affect the decision to accept or reject the loan?Why would employment length affect the decision to accept or reject

Why would the requested loan amount affect the decision to accept or reject the loan?Why would employment length affect the decision to accept or reject the loan?

X H v v = Lab_9_3_Data - Excel Search X File Home Insert Page Layout Formulas Data Review View Help Share A1 v : X fx SUMMARY OUTPUT A B C D E G H I J K L M N O SUMMARY OUTPUT W NP Regression Statistics Multiple R 0.303754968 5 R Square 0.092267081 6 Adjusted R Square 0.0922631 Standard Error 0.220123451 00 Observations 84122 10 ANOVA 11 df SS MS F Significance F 12 Regression 3 3369.398179 1123.132726 23179.20074 0 13 Residual 684118 33148.48184 0.048454334 14 Total 684121 36517.88002 15 16 Coefficients Standard Error t Stat P-value Lower 95% Upper 95% Lower 95.0% Upper 95.0% 17 Intercept 0.07561005 0.000815409 92.72651751 0 0.074011875 0.077208226 0.074011875 0.077208226 18 loan_amnt -9.13573E-07 2.56369E-08 -35.63500801 7.2523E-278 -9.6382E-07 -8.63325E-07 -9.6382E-07 -8.63325E-07 19 Emp Length 0.023968143 9.69916E-05 247.1156984 0 0.023778042 0.024158243 0.023778042 0.024158243 20 DTI Bucket -0.022777529 0.000321645 -70.81577136 0 -0.023407942 -0.022147115 -0.023407942 -0.022147115 21 22 23 24 25 End User License Agreement Sheet1 LoanStats3a + Ready fix Accessibility: Investigate Average: 45743.33249 Count: 75 Sum: 2149936.627 + 100% ENG 8:31 PM Q Search fit US 2025-08-27

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Why would the requested loan amount affect the decision to accept or reject the loan? Why would employment length affect the decision to accept or reject the loan?

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