Question: Why would two factor authentication pins sent over SMS messages not be a safe method for pin delivery? An attacker could steal your phone and

Why would two factor authentication pins sent over SMS messages not be a safe method for pin delivery?
An attacker could steal your phone and thus view your messages.
An attacker could social engineer the cell phone service provider to intercept your text messages.
Employees of your cell phone service provider could view your message and thus intercept the pin.
An attackers could use a VPN to intercept your passwords.
Why would two factor authentication pins sent over SMS messages not

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