Write a $1-2$ page, APA style paper entitled the $$Role of Budgeting in Effective Financial Management in Business.$$

You must include a separate cover sheet $($in APA style$)$ and a separate reference$/$citations section at the end of the paper. Include $3$ outside references from the Charter College Library.

In the paper you must include an introduction $($with a thesis sentence$),$ body of the paper, and conclusion. Note: The introduction and conclusion must align.

Please review the Charter College policy on Plagiarism. Carefully cite all references in the body of the paper and at the end of the paper in the Reference$/$Citations$.$

In the body of your paper also include a discussion$/$explanation of:

The time value of money

The role of cash flow in business

A definition of risk and return

Include a discussion of one other financial ratio used in the business budgeting process.