Write a function to calculate the payment on a loan where the purchase price is in cell B$10,$ the down payment is in cell B$12,$ the APR is in B$3,$ and the number of payments is in B$4.$

Group of answer choices

$=-$PMT$($B$3*12,$B$4/12,$B$12)$

$=-$PMT$($B$3/12,$B$4,$B$10-$B$12)$

$=-$PMT$($B$3*12,$B$4*12,$B$10*12)$

$=$PMT$($B$3*12,$B$4,$B$10-$B$12)$