Write a Java program without a graphical user interface that calculates and displays the mortgage payment amount given the amount of the mortgage, the term of the mortgage, and the interest rate of the mortgage. Get the data from user using scanner class. (Sample data) Calculate the monthly payment for the amount = $200,000, the term = 30 years, and the interest rate = 4.5%. Your monthly payment should be about $1013.37. Insert comments in the program to document the program. Here is the guide for the Mortgage Calculator program, you can use the following formula: monthly Payment = (principal * rate /( 1.0 - (rate + 1)^(-term)); You can use the following formulas for this HW: term = term "12; rate = rate/1200.0; monthly Payment = principal * rate/(1.0 - Math.pow(rate + 1, -term))