Write a python program to calculate the monthly payment for a car loan. Use the below formulas to calculate the payment. Consider the number of months (m) to be 10. \[ \begin{array}{l} \text { effective interest }(R)=\frac{(\text { loan_amount/100) }}{12} \\ \text { payment }=\text { loan_amount } *\left(\frac{R}{1-(1+R)^{-m}} ight) \end{array} \] Display the payment showing three decimal points. No need to use any math function