You are $25$ years old. $\text{'}$Y$$u have $$10,746\mathrm{.}80$ in your retirement savings. You can earn $12\%$ annuially on the account. You plan to wait for $40$ years until you begin using the money for retirement. Answer two questions. a$)$ How much money will you have in $40$ years? b$)$ Assume you have reached retirement age $(40$ years from now$).$ How much money can you draw as a monthly income check, if you can eam $6\%$ interest, without reducing your savings balance? $($You are drawing only the interest as income.$)$