Question: You are a claims handler for a general liability insurer. One of the insurer's public liability insurance policyholders, NPL Ltd, owns and operates a coffee

You are a claims handler for a general liability insurer. One of the insurer's public liability insurance policyholders, NPL Ltd, owns and operates a coffee shop. The coffee shop is one of the retail units in a small row of shops. NPL Ltd notify you of a recent incident where a customer of NPL Ltd left the coffee shop, immediately tripped and fell over uneven paving. The customer sustained a suspected broken wrist and lacerations to their face. Discuss whether NPL Ltd could be found liable for this incident. (10)

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