You are a loan officer working at Syfield Mortgage Corp. A client, named Sara Wilson, has come to you to see if she how much she is qualified for a mortgage loan After sitting down with her, you came to know the following information about her financial situation:

Sara’s yearly salary is: $102,800 per year

Sara wants to make a 15% down-payment.

Based on your experience as well as speaking with her, you came to know about the following information about the property she is looking at:

Property tax: $6,800 / year

Heating bill: $260 / month

She also has the following liabilities

Car loan payment: $750 / month

Credit card payment: $275 / month

Currently typical mortgage rate is 5.5%. Sara is looking to pay-off the mortgage early and wants payment to be based on a 20 years amortization. Ignore mortgage insurance in your calculation

What is her current GDSR and TDSR?

What is the maximum loan she can qualify for based on GDSR and TDSR?