You are considering either leasing or purchasing a car. You notice an ad that says you can lease the car you want for $$507\mathrm{.}00$ per month. The lease term is $24$ months with the first payment due at inception of the lease. You must also make an additional down payment of $$1,500.$ The ad also says that the residual value of the vehicle is $$22,152.$ The list price of the vehicle is $$32,591,$ but after much research, you have concluded that you could buy the car for a total "drive$-$out" price of $$29,900.$ What is the quoted annual interest rate you are actually paying with the lease?