You are making a $$25,000$ investment and feel that a $12$ percent rate of return is reasonable given the nature of the risks involved. You feel you will receive at least $$10,000$ in the first year, $$20,000$ in the second year, $$30,000$ in the third year, and potentially could see a cash inflow of $$4,000$ in the fourth year. What is the net present value of this investment given your expectations?

$$35,181\mathrm{.}46$

$$23,767\mathrm{.}93$

$$19,592\mathrm{.}15$

$$43,145\mathrm{.}84$