You are offered

$

$1$

$0$

$0$

$,$

$0$

$0$

$0$

$todayor$

$

$3$

$6$

$0$

$,$

$0$

$0$

$0$

$in$

$1$

$1$

$years.$ Assuming that you can earn

$1$

$5$

$percenton$ your

$money,$ which should you

$choose?If$ you are offered

$

$3$

$6$

$0$

$,$

$0$

$0$

$0$

$in$

$1$

$1$

$years$ and you can earn

$1$

$5$

$percenton$ your

$money,$ what $is$ the present value $of$

$

$3$

$6$

$0$

$,$

$0$

$0$

$0$

$?$