You are pricing permanent disability insurance using the following model with transition forces: Healthy (0) Dead (2) ,12 You are given: (i) 8 = 0.05, 4t= 0.06, p=0.01, ,01 (ii) A benefit of 1,000 is payable continuously if the insured is in Disabled state. (iii) A death benefit of 3,000 is payable at the moment of death only if the insured is in Healthy state prior to death. (iv) Level annual net premium, P, is payable continuously if the insured is in Healthy state. This disability insurance is issued to a healthy insured aged x. Determine P. Disabled (1) = +t = 0.04